Layers of hills illustration

Business Loans & Credit

 

Loans and Line of Credit

Our local, experienced staff can offer a variety of competitive service and loan options specifically designed to help you meet your business goals. We care about the same things you do – your business, our community, and Kaua‘i – and we have the products and services to make your business thrive.
 
  • Competitive Rates 
  • Affordable Payments
  • Flexible Terms
 

Long & Short-Term Business Loans

Helping your business thrive and, in turn, strengthening our island community are primary objectives of Gather FCU. Whether you’re just starting out or you want to take your business to the next level—we have a variety of loans to help you make your goals a reality.
 
  • Conventional Business Loans
  • Construction Loans
  • Commercial Real Estate Loans
  • Competitive rates and affordable payments
  • Money provided as upfront lump sum
  • Flexible repayment schedules
  • Local decision-making
  • Professional, personalized service
 

Business Lines of Credit

 
Day-to-day business operations often call for a line of credit. Gather gives you two options to keep your business thriving.
 

Secured Line of Credit

 
  • Revolving line of credit
  • Secured by accounts receivable, inventory or other fixed assets
  • Meet your short-term financial needs
  • Pay interest only on the amount you use
  • Re-use as needed without re-applying
  • Funds available whenever you need
 

Business Express Line of Credit

 
  • Up to $50,000
  • Unsecured revolving credit line
  • Meet your short-term financial needs
  • Pay interest only on the amount you use
  • Re-use as needed without re-applying
  • Funds available whenever you need
 

Small Business Administration Loans

 
Gather FCU is an authorized Small Business Administration (SBA) Preferred Lender. We offer SBA 7(a) and 504 loan programs. Loans may be used for real estate purchases, equipment, business expansion, and working capital. Our loan staff will work with you to structure a loan program to meet your business objectives.
bird icon
Have a question or need help? We’ve got this.