Loans and Line of Credit
Our local, experienced staff can offer a variety of competitive service and loan options specifically designed to help you meet your business goals. We care about the same things you do – your business, our community, and Kaua‘i – and we have the products and services to make your business thrive.
- Competitive Rates
- Affordable Payments
- Flexible Terms
Long & Short-Term Business Loans
Helping your business thrive and, in turn, strengthening our island community are primary objectives of Gather FCU. Whether you’re just starting out or you want to take your business to the next level—we have a variety of loans to help you make your goals a reality.
- Conventional Business Loans
- Construction Loans
- Commercial Real Estate Loans
- Competitive rates and affordable payments
- Money provided as upfront lump sum
- Flexible repayment schedules
- Local decision-making
- Professional, personalized service
Business Lines of Credit
Day-to-day business operations often call for a line of credit. Gather gives you two options to keep your business thriving.
Secured Line of Credit
- Revolving line of credit
- Secured by accounts receivable, inventory or other fixed assets
- Meet your short-term financial needs
- Pay interest only on the amount you use
- Re-use as needed without re-applying
- Funds available whenever you need
Business Express Line of Credit
- Up to $50,000
- Unsecured revolving credit line
- Meet your short-term financial needs
- Pay interest only on the amount you use
- Re-use as needed without re-applying
- Funds available whenever you need
Small Business Administration Loans
Gather FCU is an authorized Small Business Administration (SBA) Preferred Lender. We offer SBA 7(a) and 504 loan programs. Loans may be used for real estate purchases, equipment, business expansion, and working capital. Our loan staff will work with you to structure a loan program to meet your business objectives.
