Business Loans & Lines of Credit

Business Loans & Lines of Credit

Regardless of its size, a business always has needs. You can cover just about any of them with a Gather FCU business loan. We offer competitive rates and flexible terms, with decisions made right here in Kauai by people you know and trust.

Helping your business succeed and, in turn, strengthening our island community. So whether you need to buy or repair equipment, working capital, or increase inventory, you can rely on us to help your business grow.

For more information or to apply for a Business Loan or Business Line of Credit, please contact the Loan Department at (808) 246-1277.

Check Our Rates

  • Get what you need to help your business thrive
  • Competitive rates and affordable payments
  • Two options to fit your needs
  • Money provided as upfront lump sum
  • Flexible repayment schedules
  • Local decision-making
  • Professional, personalized service

Lines of Credit

We also have lines of credit so you can satisfy your short-term financial needs and only pay interest on the portion you use. Our Secured Line of Credit is a revolving line of credit secured by accounts receivable, inventory or other fixed assets, while our Business Express line of credit is an unsecured revolving credit line up to $50,000.

  • Meet your short-term financial needs
  • Pay interest only on the amount you use
  • Re-use as needed without re-applying
  • Funds available whenever you need