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Personal Credit Cards

 

Gather gives you credit card options that work for just about everyone.

From low rates to rewards points, cash back and purchase protection, we have a card with your name on it. Accepted across the globe, available right here.
 

Credit Education

Why does credit matter? Why is it important, and what are the basics of building credit? We're here to answer your questions.
 
Gather offers educational opportunities on a wide variety of topics, including credit seminars and individual credit counseling. Equipped with the right knowledge, you can make the best decisions for your future. Let us help you.
 

Visa Credit Cards

Signature Visa + Rewards and Signature

  • Level benefits at a low rate
  • Low rate of 11.99%
  • No Annual Fee
  • No foreign transaction fees
  • Credit lines from $5,000 to $25,000
  • Earn one point for every dollar spent
  • Redeem your points for free travel, cash back, and brand name merchandise
  • Points never expire
  • Monthly payment based on 3% of your outstanding balance
  • Earn bonus points during our Bonus Point Campaigns
  • Signature-level benefits, including free car rental insurance, lost luggage insurance, concierge and travel services, and more
  • Protection from Verified by Visa
 

Platinum Visa with Rewards 

  • Rewards and platinum-level benefits at a low rate
  • Low rate of 9.99%
  • $25.00 Annual Fee
  • Credit lines from $300 to $25,000
  • Earn one point for every dollar spent
  • Redeem your points for FREE travel, CASH BACK, and brand name merchandise
  • Points never expire
  • Access your Visa scorecard points in eBranch via the "Scorecard" tab
  • Monthly payment based on 3% of your outstanding balance or $25, whichever is greater
  • Platinum-level benefits, including FREE car rental insurance, lost luggage insurance, concierge and travel services, and much more!
 

Classic Visa

  • All of the clout of a major credit card
  • No annual fee
  • Easy access to cash at ATMs
  • Monthly statement detailing all purchases
  • Affordable monthly payments
  • Monthly payment based on 3% of outstanding balance or $25, whichever is greater
  • 25-day grace period on retail purchases
  • Travel Advantage Program benefits
  • Protection from Verified by Visa
 

Share Secured Visa

  •  Establish a line of credit at a very low rate
  • Set aside an amount in your Share Account from $5,000 to $25,000 to secure
  • No annual fee
  • Easy access to cash at ATMs
  • Monthly statement detailing all purchases
  • Affordable monthly payments
  • Monthly payment based on 2% of outstanding balance or $100, whichever is greater
  • 25-day grace period on retail purchases
  • Travel Advantage Program benefits
  • Protection from Verified by Visa 


Manage and Pay Visa Credit Card

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Have a question or need help? We’ve got this.