Welcome to Simple Refinancing

Welcome to Simple Refinancing from Gather Federal Credit Union.

Wouldn't you love to be able to lower your monthly auto or personal loan payments if all it took was a few minutes? No driving to a branch. No phone calls. With Gather FCU's Simple Refinancing, you get to control your payment online. You can do the following:

  • Compare your current loan to what Gather can offer
  • Extend your term
  • Complete your loan right away

Refinancing your auto or personal loan is easy. With our Simple Refinancing Tool, enter your current loan details, adjust your payment period as you like, and we will show you the updated rate and payment in real-time. The whole process is completed securely online and in just a few clicks. There is no cost to use this service so be sure to take advantage today!

Gather FCU puts you first when it comes to your personal finances.



Refinance Your Auto Loan


Refinance Your Personal Loan


Not all applicants will qualify for the lowest rate. This is not a firm offer of credit. You will need to submit a credit application for loan consideration. Any savings shown above is a reduction in your monthly payment and not necessarily a reduction in the finance charges assessed over the life of your loan. Your actual savings will depend on the terms on which you refinance.