Insurance Services

Gather Federal Credit Union provides an array of insurance products and services to its members at affordable prices. These are some of the products and services offered:

Accidental Death & Dismemberment

Gather FCU wants to help protect your family and as an account holder, age 18 or older, you are automatically:

  • Eligible for $1,000.00* Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Gather FCU
  • Pre-Authorized for Additional Coverage up to $300,000.00*
  • Guaranteed Acceptance
  • No Medical Exams or Health Questions

Please click to enroll

*All coverage amounts reduce by 50% when the primary insured reaches age 70. The family plan protects spouse and all eligible children at a percentage of your selected coverage amount.Insurance is underwritten by Transamerica Premier Life Insurance Company , Cedar Rapids, IA. AT #1553277.

For more information or to enroll for the complimentary $1,000 insurance coverage, enrollment forms are available at all Gather FCU branch offices.

Auto & Home

In addition to the group discount, members can qualify for further discounts and extra insurance benefits with multi-policy (insuring both auto and home) credits and a special endorsement program that includes a free deluxe travel plan.

Auto Insurance

  • Gather FCU Group Discount
  • Continuous Coverage Discount
  • Loss Free Discounts
  • Multiple Policy Discount
  • Passive Restraints Discount
  • Preferred Repair Shop Discount
  • Renewal Discount
  • Security Plus Deluxe Travel Coverage

Homeowners Insurance

  • Gather FCU Group Discount
  • Multiple Policy Discount
  • Newer Home Discount
  • Non-Smokers Credit
  • Protection Device Credit
  • Senior Citizen Discount

Additional insurance programs include coverage for Renters, Condominiums, Motorcycles, Watercraft and Personal Umbrella.Don't wait until your current policy expires; call for your free, discounted, no obligation quote today! Contact Darnell Aquino, Atlas Insurance agent, at Gather FCU's Kukui Grove West Office at (808) 246-1235. She will review your existing policy(s) to ensure that you and your family are adequately covered at the best possible rates. You can also bring your policy to any Gather FCU branch office, or simply Request your FREE quote today.

Hospital Accident Protection

Hospital Accident Protection insurance helps protect you against the costs of covered accidental injuries, with a daily benefit to pay toward substantial out-of-pocket medical expenses you can face even with medical coverage. This plan gives you a source of emergency cash you can rely on to help keep a sudden injury from causing you financial harm. You may get this money in addition to any other insurance benefits you may receive. All Gather FCU members 18 and older residing in the U.S. are eligible for 60 days coverage without cost. For more information or to obtain an enrollment form, please contact us.

Whole Life

TruStage™ Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Watch the video Whole Life or Term Life Insurance?

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ is the marketing brand for Life insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Term Life


TruStage® Term Life Insurance

As a member of our credit union, you may qualify for up to $250,000 of TruStage Term Life Insurance at rates designed to be affordable and any amount of coverage can make a difference.

This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most. Watch the video Whole Life or Term Life Insurance?

TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Recuperative Care Plan

Recuperative Care Plan is an accident and sickness program underwritten by Minnesota Life Insurance Company which provides cash benefits to an insured during recovery after leaving the hospital. It pays you cash for each day that you were hospitalized in one lump sum. There is no cost for the first 60 days to all eligible members 18 and older. There are no exclusions for pre-existing conditions. Plus there are no medical questions or physical exams required to qualify. Family coverage is also available. For more information including exclusions and limitations, or to obtain an enrollment form, please contact us.

0717 219542