Personal Services Fee Schedule
Share & Share Draft Checking Account Fees
| Title | Fee Amount |
|---|---|
| Overdraft Transfer Fee |
$1 per transfer |
| Overdraft Fee |
$25 per item |
| Return Fee (Non-Sufficient Funds) |
$25 per item |
| Stop Payment Fee |
$20 per item |
| Shared Draft Check Printing Fee (deducted from account) |
Prices may vary depending on style |
| Share Draft Check Copy Fee |
$5 per check |
| Temporary Share Draft Checks (sheet of 4) |
$1.00 per sheet |
| Early Closure Fee (closed within 90 days) | $25 per share |
Other Service Fees (applicable to all accounts)
| Title | Fee Amount |
|---|---|
| Research Fee/Account Reconciliation Fee |
$25 per hour |
| Statement Copy Fee |
$5 per statement |
| Returned Check Deposit Fee |
$25 per item |
| Teller Check Copy Fee | $5 per check |
| ATM/VISA Credit/Check Card |
|
| Replacement Fee | $5 per card |
| Instant Issue Card Fee | $10 per card |
| Expedited Card Order Fee | $25 per card |
| Overdraft Fee | $25 per item |
| Return Fee (Non-Sufficient Funds) | $25 per item |
| Incoming Domestic Wire Transfer Fee |
$10 per transfer |
| Outgoing Domestic Wire Transfer Fee |
$40 flat fee |
| Incoming International Wire Transfer Fee |
$10 per transfer |
| Outgoing International Wire Transfer Fee | Not Offered |
|
Teller Check Stop Payment/
Declaration of Loss Fee
|
$25 per check |
| Dormant Account Fee (inactive for one (1) year or more) |
$5 per quarter |
| Invalid Address Fee |
$5 per quarter |
| Safe Deposit Box Rental Fee (Fee automatically deducted from member's share account each year) | $36 - $120 per year depending upon box size |
| Safe Deposit Box Key Deposit |
$14 per set (2) |
| Safe Deposit Box Forced Entry |
minimum of $140 |
| Safe Deposit Box Lock Replacement |
minimum of $140 |
| Money Order Fee (after the 3rd money order per day) |
$2 per money order |
| Teller Check Fee (after the 3rd check per day) |
$2 per check |
| Legal Processing Fee (e.g. liens, levies, garnishments, or any form of legal attachment or execution) | $50 per item |
| Unclaimed Property Processing Fee |
$50 per account |
Electronic Funds Transfer Fees
| Title | Fee Amount |
|---|---|
| Stop Payment Fee |
$20 per item |
| Overdraft Fee |
$25 per item |
| Return Fee (Non-Sufficient Funds) | $25 per item |
Share Value/Membership Fee
| Share Value | Membership Fee |
|---|---|
| Per value of one share | $5 |
| Membership Fee | $1 |
Business Services Fee Schedule
Business Share Savings Account/Membership Fee
| Account | Fee Amount |
|---|---|
| Share Account Par Value |
$5 |
| Membership Fee |
$1 |
| Minimum Balance to Open the Account |
$5 |
| Minimum Daily Balance |
None |
| Early Closure Fee (Accounts closed within 90 days) |
$25 per share |
Small Business Share Draft Account
| Title | Fee Amount |
|---|---|
| Minimum Balance to Open the Account |
$100 |
| Minimum Daily Balance |
$100 |
| Maintenance Fee (If, during any statement cycle (month), your account balance falls below $100.00) | $12 |
| Maximum Credits – *100 items / month |
No Charge |
| Maximum Debits – **100 items / month |
No Charge |
| Transaction Item Fee (for items in excess of the maximum debits or maximum credits) |
$0.25 per item |
| Early Closure Fee (Accounts closed within 90 days) |
$25 per share |
Business Share Draft Account
| Title | Fee Amount |
|---|---|
| Minimum Balance to Open the Account |
$1,000 |
| Minimum Daily Balance |
$3,000 |
| Maintenance Fee (If, during any statement cycle (month), your account balance falls below $3,000.00) | $17 |
| Maximum Credits – *200 items / month |
No Charge |
| Maximum Debits – **200 items / month |
No Charge |
| Transaction Item Fee (for items in excess of the maximum debits or maximum credits) |
$0.25 per item |
| Early Closure Fee (Accounts closed within 90 days) |
$25 per share |
Other Business Share Draft Checking Account Fees
| Title | Fee Amount |
|---|---|
| Overdraft Transfer Fee |
$1 per transfer |
| Overdraft Fee |
$25 per item |
| Return Fee (Non-Sufficient Funds) | $25 per item |
| Stop Payment Fee |
$20 per item |
| Share Draft Check Printing Fee – deducted from account |
Prices may vary depending upon style |
Other Business Account Fees
| Title | Fee Amount |
|---|---|
| 24 Hour Member Access Line |
No Charge |
| Online Banking |
No Charge |
| Deposited Checks Return Fee (all checks deposited) |
$5 per check |
| Domestic and International Wire Transfer (Incoming) Fee |
$10 per transfer |
| Legal Processing Fee (e.g. liens, levies, garnishments or any form of legal attachment of execution) | $50 per item |
| Coins In – Per Roll |
$.10 |
| Re-deposited Items |
$2.50 per item |
| Check copy / Share Draft Copy Fee |
$5 per item |
Other Services Fees
| Title | Fee Amount |
|---|---|
| Research Fee/Account Reconciliation Fee |
$25 per hour |
| Statement Copy Fee |
$5 per statement period |
| Telephone Transfer Fee |
$2 per transfer |
| ATM/VISA CREDIT/CHECK CARD |
|
| Replacement Card Fee | $5 per card |
| Instant Issue Card Fee | $10 per card |
| Expedited Card Order Fee | $25 per card |
| Overdraft Fee |
$25 |
| Return Fee (Non-Sufficient Funds) | $25 |
| Outgoing Domestic Wire Transfer Fee |
$40 flat rate |
| Outgoing International Wire Transfer Fee | Not Offered |
| Credit Union Check Fee (after the 3rd check per day) |
$2 per check |
| Credit Union Check Copy Fee |
$5 per check |
| Credit Union Check Stop Payment / Declaration of Loss Fee |
$25 per check |
| Money Order Fee (after the 3rd money order per day) |
$2 per money order |
| Dormant Account Fee (inactive for 1 year of more) |
$5 per quarter |
| Safe Deposit Box Fee |
$ 36 - $120 |
| Unclaimed Property Processing Fee |
$50 per account |
| Invalid Address Fee |
$5 per quarter |
Electronic Funds Transfer Fees
| Title | Fee Amount |
|---|---|
| Stop Payment Fee |
$20 per item |
| Overdraft Fee |
$25 per item |
| Return Fee (Non-Sufficient Funds) | $25 per item |
*All deposits including cash, check, ACH, online and mobile.
**All withdrawals including cash, check, ACH, online, mobile and Bill Payer.
**All withdrawals including cash, check, ACH, online, mobile and Bill Payer.
Fee Schedule Effective 03/01/2021
