Schedule of Fees and Charges

Schedule of Fees and Charges- Personal

Title	Fee Amount
Overdraft Transfer Fee	$1 per transfer
Overdraft Fee	$25 per item
Return Fee (Non-Sufficient Funds)	$25 per item
Stop Payment Fee	$20 per item
Shared Draft Check Printing Fee (deducted from account)	Prices may vary depending on style
Share Draft Check Copy Fee	$5 per check
Temporary Share Draft Checks (sheet of 4)	$1.00 per sheet
Early Closure Fee (closed within 90 days)	$25 per share

Title	Fee Amount
Research Fee/Account Reconciliation Fee	$25 per hour
Statement Copy Fee	$5 per statement
Returned Check Deposit Fee	$25 per item
Teller Check Copy Fee	$5 per check

ATM/VISA Credit/Check Card
Replacement Fee	$5 per card
Instant Issue Card Fee	$10 per card
Expedited Card Order Fee	$25 per card
Overdraft Fee	$25 per item
Return Fee (Non-Sufficient Funds)	$25 per item
Incoming Domestic Wire Transfer Fee	$10 per transfer
Outgoing Domestic Wire Transfer Fee	$40 flat fee
Incoming International Wire Transfer Fee	$10 per transfer
Outgoing International Wire Transfer Fee	Not Offered
Teller Check Stop Payment/ Declaration of Loss Fee	$25 per check
Dormant Account Fee (inactive for one (1) year or more)	$5 per quarter
Invalid Address Fee	$5 per quarter
Safe Deposit Box Rental Fee (Fee automatically deducted from member's share account each year)	$36 - $120 per year depending upon box size
Safe Deposit Box Key Deposit	$14 per set (2)
Safe Deposit Box Forced Entry	up to $600
Safe Deposit Box Lock Replacement	up to $600
Money Order Fee (after the 3rd money order per day)	$2 per money order
Teller Check Fee (after the 3rd check per day)	$2 per check
Legal Processing Fee (e.g. liens, levies, garnishments, or any form of legal attachment or execution)	$50 per item
Unclaimed Property Processing Fee	$50 per account

Title	Fee Amount
Stop Payment Fee	$20 per item
Overdraft Fee	$25 per item
Return Fee (Non-Sufficient Funds)	$25 per item

Share Value	Membership Fee
Per value of one share	$5
Membership Fee	$1

Account	Fee Amount
Share Account Par Value	$5
Membership Fee	$1
Minimum Balance to Open the Account	$25
Minimum Daily Balance	None
Early Closure Fee (Accounts closed within 90 days)	$25 per share

Title	Fee Amount
Minimum Balance to Open the Account	$100
Minimum Daily Balance	$100
Maintenance Fee (If, during any statement cycle (month), your account balance falls below $100.00)	$12
Maximum Credits – *100 items / month	No Charge
Maximum Debits – **100 items / month	No Charge
Transaction Item Fee (for items in excess of the maximum debits or maximum credits)	$0.25 per item
Early Closure Fee (Accounts closed within 90 days)	$25 per share

Title	Fee Amount
Minimum Balance to Open the Account	$1,000
Minimum Daily Balance	$3,000
Maintenance Fee (If, during any statement cycle (month), your account balance falls below $3,000.00)	$17
Maximum Credits – *200 items / month	No Charge
Maximum Debits – **200 items / month	No Charge
Transaction Item Fee (for items in excess of the maximum debits or maximum credits)	$0.25 per item
Early Closure Fee (Accounts closed within 90 days)	$25 per share

Title	Fee Amount
Overdraft Transfer Fee	$1 per transfer
Overdraft Fee	$25 per item
Return Fee (Non-Sufficient Funds)	$25 per item
Stop Payment Fee	$20 per item
Share Draft Check Printing Fee – deducted from account	Prices may vary depending upon style

Title	Fee Amount
24 Hour Member Access Line	No Charge
Online Banking	No Charge
Deposited Checks Return Fee (all checks deposited)	$5 per check
Domestic and International Wire Transfer (Incoming) Fee	$10 per transfer
Legal Processing Fee (e.g. liens, levies, garnishments or any form of legal attachment of execution)	$50 per item
Coins In – Per Roll	$.10
Re-deposited Items	$2.50 per item
Check copy / Share Draft Copy Fee	$5 per item

Title	Fee Amount
Research Fee/Account Reconciliation Fee	$25 per hour
Statement Copy Fee	$5 per statement period
Telephone Transfer Fee	$2 per transfer

ATM/VISA CREDIT/CHECK CARD
Replacement Card Fee	$5 per card
Instant Issue Card Fee	$10 per card
Expedited Card Order Fee	$25 per card
Overdraft Fee	$25
Return Fee (Non-Sufficient Funds)	$25
Outgoing Domestic Wire Transfer Fee	$40 flat rate
Outgoing International Wire Transfer Fee	Not Offered
Credit Union Check Fee (after the 3rd check per day)	$2 per check
Credit Union Check Copy Fee	$5 per check
Credit Union Check Stop Payment / Declaration of Loss Fee	$25 per check
Money Order Fee (after the 3rd money order per day)	$2 per money order
Dormant Account Fee (inactive for 1 year of more)	$5 per quarter
Safe Deposit Box Fee	$ 36 - $120
Unclaimed Property Processing Fee	$50 per account
Invalid Address Fee	$5 per quarter

Electronic Funds Transfer Fees

Title	Fee Amount
Stop Payment Fee	$20 per item
Overdraft Fee	$25 per item
Return Fee (Non-Sufficient Funds)	$25 per item

*All deposits including cash, check, ACH, online and mobile.
**All withdrawals including cash, check, ACH, online, mobile and Bill Payer.

Fee Schedule Effective 03/01/2021

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