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Personal Insurance


Insurance for Members

You never know what’s around the corner. That’s why being prepared is always the best bet. And that’s why Gather offers high-quality insurance policies to members at competitive rates.

Auto Insurance

All members qualify for the Gather group discount. There are lots of ways to save even more.
  • Gather FCU Group discount
  • Continuous coverage discount
  • Loss-free discounts
  • Multiple policy discount
  • Passive restraints discount
  • Preferred repair shop discount
  • Renewal discount
  • Security plus deluxe travel coverage

Homeowners Insurance

Bundle coverage (like auto & homeowners) or take advantage of other member-exclusive discounts.
  • Gather FCU Group Discount
  • Multiple Policy Discount
  • Newer Home Discount
  • Non-Smokers Credit
  • Protection Device Credit
  • Senior Citizen Discount

Whole Life

Gather members qualify for TruStage Life Insurance policies. They’re affordable and give you great coverage.
  • Permanent, lifetime protection
  • Premium never goes up
  • Coverage never decreases
  • Helps pay final expenses
  • Apply with just 2 health questions
  • No medical exam or tests
  • Builds cash value
  • Buy online in about 10 minutes

Term Life

Gather members may qualify for up to $250,000 of TruStage Term Life Insurance. Get affordable rates at any level of coverage.
  • No medical exam or intrusive tests
  • No waiting—if approved, you're covered when your first payment processes
  • Income tax-free money for your beneficiaries
  • Coverage to age 80

Accidental Death

Gather FCU gives all members age 18 and older $1,000,000 in Accidental Death & Dismemberment coverage free of charge.
  • Pre-authorized for additional coverage up to $300,000
  • Guaranteed acceptance
  • No medical exams or health questions
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