Gather Federal Credit Union

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  • Gather FCU Signature Visa Credit Card

    Your Visa,

    More Rewards.

    Get 5% Cash Back on Groceries*

    View Details

  • Kids laying on the sand at the beach smiling

    Give a Little - Help a Lot

    Round up and change lives for our island communities with Share Aloha.

    Learn More

  • Your Digital Banking Upgraded

    Get ready! We’re delivering safer, faster, and simpler ways to manage your money all in one secure place.

     

    How can we help you?

    Digital
    Anytime, anywhere.

    Take advantage of your banking with Gather FCU’s digital services.

    Business
    Tailored Solutions for Success

    Personalized advices and support for your unique business needs.

    Home Loans
    Start your journey with confidence.

    We’re dedicated to helping you achieve your homeownership dreams.

    Plan
    We’ve got you covered.

    Life changes, and so do your plans. We’re here to help you adjust and stay on track.

    Resources
    Maximize your financial potential.

    Explore our resources today and take control of your financial future.
    Connect

    We’re here to help!

    No matter how you choose to reach out, Gather is here for all of your banking needs.

    Great Rates, Greater Savings

    At Gather FCU, we believe in helping our members make the most of their money. That’s why we offer competitive rates on loans, savings, and more—designed to put you on the path to financial success. Whether you're looking to finance a new home, upgrade your vehicle, or grow your savings, we have great options for you!


    Focused On You

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    • Two young women laughing with their arms around each other outside wearing Gather FCU hats

      Student Loans

      Reach your academic goals with a student loan from Ascent!
    • Close-up of fresh pineapples

      Credit Score Check

      Track your score, report, and tips — all in the Gather FCU Mobile App!
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      Homebuyer Education

      Get expert guidance to buy your first home in Hawai‘i — start today!

    A digital banking upgrade designed for you.  

    Coming this Fall 2026.

    Digital Banking


    Download Now
    Get it on Google Play(Apple) Download on the App Store
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    Kickstart your financial adventure.

    We make opening an account a breeze. Apply online today!
     
    Young boys skateboarding on local road

    We exist to strengthen the financial well-being of our island communities.

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    Kid Happy Surfing (Static)

    What our members are saying.

    This carousel may contain up to three testimonials (the slides), and it will loop on the first and last testimonials. It autoplays unless prefers-reduced-motion is set to reduced, in which case it will be paused. Previous and next arrows will appear if necessary to move between testimonials, and testimonials may be dragged toward the previous or next. If only one testimonial exists, no arrows or pause button should exist.
    • Headshot of Rebecca and Kit O.
      “We are so grateful to be part of the Gather 'ohana as they have made our dream of building & owning our own home a reality.”

      Rebecca & Kit O.
    • Headshot of Brenda J.
      “When my father passed away in 2018 and we were settling his finances, the entire staff at the Waimea branch was empathetic and made what could have been a very stressful task, not so difficult.  Thank you Gather, for taking care of us when we really needed it most.”

      Brenda J.
    • Headshot of Marissa M.
      “Gather has always been extremely helpful with any questions or requests that I have with my account. I am always greeted with friendly smiles and great service no matter which location I go to!”

      Marissa M.

      Join our ohana.

      At the heart of our credit union is our members.
      Let's grow together.

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      The latest from Gather FCU.

      Exciting News and Important Updates



      • 2026
        Real Property Tax

        Property Tax Payments

         
        Avoid missed Kauai property tax deadlines with Gather FCU’s simple payment program.
         
      • 2025-2026
        What's Up

        Ascent Student Loans

         
        Plan for college with flexible student loans from Ascent—available year-round at Gather FCU!
         
      • 2026
        Share Aloha

        Share Aloha

         
        Make everyday spending more meaningful—round up to give back with Share Aloha by Gather FCU.
         
      • 2026
        Holiday
        Events & Holidays
         
        Stay up-to-date with our events and holidays calendar throughout the year!
         






      FAQs

      1. From our main website, click the Login button and enter your Online ID.

      2. Enter your Password and Click 'Log In'.

      If this is your first time logging in to the NEW Online Banking, follow the steps below:
      1. From our main website, select Login > Enroll Now.

      2. Enter the information requested on the Enroll screen, and then select Next.

      3. Enter the verification code sent via SMS, and then select Verify.

      4. Read the user agreement, and then select Agree.

      5. Create a username and password by entering information in the Username and Password fields, and then select Next.

      If you forget your username or password, you can recover it by selecting 'Forgot Password?'
      To use the "Forgot Password" feature:
       
      1. Click the 'Forgot Password?' link.

      2. Enter your Social Security Number of Primary Account Holder and your Account Number. Click 'Next'.

      3. Enter your verification code sent to you. Click ‘Verify’.

      4. Create your new password.

      5. You may now login with your newly established password. If login is unsuccessful, your account may be frozen and you will need to contact us, during normal business hours, to reset your password.