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Credit Score & Report

Access your credit reports and scores to plan ahead

Take Control of Your Financial Health

Your financial wellness is important to us. That's why we want to provide you with all the resources you need to stay on top of your credit.

Credit Score & Report, is a feature available on your online and mobile banking app—at no charge! Stay on top of your credit with instant access to your credit score, full report, monitoring, financial tips, and more—all in one place and without impacting your credit score.

Here's what you can do:

  • Check your credit score anytime, anywhere—for free
  • Review your full credit report and monitor changes
  • Get personalized financial insights and education
  • Create credit goals, receive recommended actions, and track your progress
  • Access the credit calculator and more!

How to Enroll in Credit Score Today

Option 1: Desktop

Log in to online banking. Enroll in Credit Score & Report by selecting the Credit Score & Report widget and agree to the Terms of Agreement. 

Option 2: Mobile

Log in to mobile banking and select the "Dashboards" header. Scroll down from your dashboard and click on the Credit Score & Report widget and agree to the Terms of Agreement.

Once enrolled, you’ll see your Credit Score & Report dashboard, giving you instant access to valuable insights. This feature uses a soft pull, so checking your score won’t affect your credit.

At Gather FCU, we’re committed to helping you stay financially strong. With tools like Credit Score & Report, you have the resources you need to manage your credit with confidence.




























































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