Student Loans

Exclusive benefits for Gather members

Reach your academic and financial goals
with a student loan from Ascent

Our committed partner



Undergraduate & Graduate Student Loan Options

  • Apply in minutes and check your rate without impacting your credit score
  • Most flexible options - Start payments up to 9 months after graduation1
  • Save money – get a 0.25% - 1.00% autopay discount2
  • Earn a 1% Cash Back Reward upon graduation - an average of $360!3
  • Access personalized tips and tools designed to help you meet your academic and career goals with AscentUP4 
Apply Now                     Learn More

No Essay-Required Scholarships!

Ascent has awarded over $170,000 in scholarships.
Enter for a chance to win an ascent scholarship today!*

See Scholarships

See why other students & families chose Ascent

Ascent’s undergraduate and graduate student loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC.
1For details on Ascent borrower benefits, visit
2Automatic Payment Discount of 0.25% available for Credit-Based Loans and Bootcamp Loans and an Automatic Payment Discount of 1.00% available for Undergraduate Outcomes-Based Loans. Learn more at
31% Cash Back Graduation Reward subject to terms and conditions. 1% Cash Back Reward amount dependent upon total loan amount for Ascent college loan borrowers; approximately $360 average reward amount based upon eligible borrowers who received Cash Back Rewards in 2022.
4To be eligible for coaching through AscentUP, the student borrower must be an undergraduate who has been approved for and completed an Ascent college loan application, and has agreed to the AscentUP terms of service. Ascent’s consumer loans for bootcamps and graduate student loans do not qualify for AscentUP coaching.
*Learn more and see Official Rules at
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