Keep Your Business Moving with Flexible Credit
Business needs can change quickly. A business line of credit gives you convenient access to funds when you need them — helping you manage cash flow, cover short-term expenses, and handle unexpected costs.
At Gather Federal Credit Union, we offer flexible business line of credit options designed to support local businesses across Kaua‘i.
Secured Business Line of Credit
A revolving line of credit secured by accounts receivable, inventory, or other business assets.
Features include:
- Access funds as needed
- Pay interest only on the amount used
- Reuse funds without reapplying
- Flexible financing for short-term business needs
- Funds available when your business needs them
Business Express Line of Credit
Need quick access to working capital? Our unsecured Business Express Line of Credit offers convenient access to funds for everyday business expenses.
Features include:
- Unsecured revolving line of credit
- Loan amounts up to $50,000
- Pay interest only on the amount used
- Reuse funds without reapplying
- Convenient access to working capital
Why Choose a Business Line of Credit?
A business line of credit can help your business:
- Manage day-to-day expenses
- Support cash flow during slower seasons
- Cover unexpected costs
- Purchase inventory or supplies
- Take advantage of new opportunities quickly
Local Lending You Can Count On
Gather understands the needs of local business owners because we’re part of the same community. Our team is here to provide personalized service and local support every step of the way.
Click below to learn which line of credit option is right for your business.
Contact our Business Lending team