Three savings accounts. One smart way to take control of your goals.
From your first deposit to long-term goals, Gather FCU offers flexible savings options that grow with you. Whether you’re just getting started, saving for something special, or planning ahead for the holidays, each account comes with competitive dividends, easy access, and no monthly fees.
Explore your options below—then choose the one that fits your life best.
Share Savings
Every member starts here.
Your Share Savings account makes you an official Gather member—with access to all the services, benefits, and savings potential we offer.
- Competitive dividends on balances of $100 or more
- Dividends paid and compounded quarterly
- Online & mobile banking access
- 24-Hour Member Access line
- ATM access and free eStatements
- May be pledged as collateral for Share Secured loans and Visa® credit cards
- Minimum opening deposit of $5
- One-time $1 membership fee
- No monthly service fees
- Once a member, always a member
Sub Share Savings
Set savings goals your way.
Need to save for something specific? A Sub Share Savings account helps you separate your savings into different goals, with the same great benefits as your Share account.
- Competitive dividends on balances of $100 or more
- Dividends paid and compounded quarterly
- Online & mobile banking access
- 24-Hour Member Access line
- Free eStatements
- May be pledged as collateral for Share Secured loans and Visa® credit cards
- Minimum opening deposit of $5
- No monthly service fees
- Open as many as you need for different savings goals
Christmas Club Savings
Save a little now. Enjoy more later.
Get ahead on holiday spending with a Christmas Club account that earns interest all year—and gives you access to your funds on October 1, just in time to celebrate.
- Automatic monthly transfers from another Gather account
- Competitive dividends on balances of $5 or more
- Dividends paid and compounded quarterly
- Online & mobile banking access
- 24-Hour Member Access line
- Free eStatements
- No monthly service fees
- No penalty for early withdrawal
- Minimum opening deposit of $5
| Accounts |
Minimum to Open | Monthly Service Fees | Competitive Dividends |
|---|---|---|---|
| Share Savings | $5 plus a one-time $1 membership fee | No | On balances of $100 or more |
| Sub Share Savings |
$5 | No | On balances of $100 or more |
| Christmas Club Savings |
$5 | No | On balances over $5 |
Ready to Start Saving?
Open your account online or stop by any branch. However you save, we’re here to help every step of the way.
