Your Path to Homeownership on Kauai
From first-time homebuyers to vacation homes and more, credit union home financing from Gather can help you buy a home on Kauai. Whatever your homeownership goals are, we have a loan to fit your needs.
We offer a variety of mortgage options with competitive interest rates. First, second, and balloon mortgages are available. You can pull money out of your current home or secure a lower monthly payment by refinancing. Gather also offers options for payment protection, ensuring that your home financing is tailored to meet your needs.
Whether you are buying your first home or upgrading to a bigger one, we have a loan that fits your situation. With our local decision-making and experienced loan advisors, you can count on personal service every step of the way—before, during, and after your loan.
Our Home Loan Options Include:
- First-time homebuyer loans
- Second mortgages
- Refinancing options
- Balloon mortgages
Make payments through direct deposit or payroll deduction. We offer flexible terms and a range of mortgage options to make homeownership more affordable.
Partnered with the Hawaii HomeOwnership Center
As part of our commitment to helping first-time homebuyers, Gather is proud to partner with the Hawaii HomeOwnership Center. If you’re looking for guidance on purchasing your first home, we encourage you to reach out to them for assistance.
Visit the Hawaii HomeOwnership Center:
Hawaii HomeOwnership Center Website
County of Kauai (COK) Real Property Tax Payment Program
Gather members who own homes can set up automatic semi-annual real property tax payments to the County of Kauai through Gather FCU. This option helps ensure payments are made on time and reduces the risk of missed deadlines. For details on how the program works, visit:
Real Property Tax Payment Program
Let Gather Help You Find the Right Home Loan!
Let us work with you to explore your options, find the right home loan, and make your homeownership dreams a reality. Whether you’re on Kauai or looking for a home elsewhere, we’re here to help you every step of the way.