Good Habits Start Early
No matter what age, Gather provides kid’s savings accounts to start our keiki in Kauai on their credit union journey. All accounts come with online access, earn quarterly dividends and cost just $6 to start. Plus, as young people grow up, they get access to our nationwide ATM network and check cards.
Building Blocks (Ages 10 & under)
Gather's entry-level kid’s savings account, Building Blocks, is all about making saving easy and fun with online games and tools. Young members even get a free gift with every $10 deposit.
Smart Savers (Ages 11-15)
Young teens can start a Share Savings account and join our Smart Savers program. They’ll have access to our no-fee ATM network and a Check Card valid nationwide (all with built-in parental controls through our Card Control Companion App).
Your Choice (Ages 16-24)
Growing into financial independence is what Gather’s Your Choice program is all about. It allows young people to keep personal accounts, manage money and build smart habits that can be the basis for a lifetime of financial growth. All with access to personal loans like auto, computer, school and travel loans.
Youth Member Referral Rewards
Refer a friend to a youth account and earn cash. If someone you refer signs up for a Gather account, we'll add credit to your Share Savings account.
For questions, contact us at 808-245-6791, email us at info@gatherfcu.org or stop by the nearest office to you.


