Signature Visa

5% Cash Back on Retail*

October - December

Earn More Every Time You Spend

Make the most of your retail shopping this holiday season. Earn 5% cash back when you use your Signature Visa Credit Card at retail stores through December 31st.

 

Get the ultimate cashback experience with Gather FCU's Signature Visa Credit Card—unlimited rewards, no fees, and premium benefits designed to fit your lifestyle.

 

How You Earn Cash Back

5% Cash Back on Bonus Categories

  • October - December 2025:  Retail
  • New categories every quarter = more ways to earn

2% Unlimited Cash Back

  • Earn 2% cash back on everything else
 

Why Choose Signature Visa?

  • No annual fee – Keep your rewards, no extra costs
  • Low rates starting at 13.50% APR*
  • Credit lines from $5,000 to $25,000
  • No foreign transaction fees – Spend anywhere, anytime, worry-free
  • Flexible payments – Just 3% of your balance each month
 

How It Works

Pay Use your Signature Visa for everyday purchases, big             or small.
Earn Get 2% cash back on all purchases, plus 5% in
       rotating categories.
Enjoy  Automatically receive your cash back—no
       restrictions, no hassle.
 

Start Earning Today

 

*Limited-time offer: 5% Cash Back on Retail purchases from October 1, 2025 to December 31, 2025. 5% Cash Back categories will rotate quarterly. Merchant classification may affect eligibility. New Signature Visa® Credit Card applicants who spend $2,500 within the first 90 days of account opening can receive a $250 Bonus Cash Back Reward, provided they have not been the primary cardholder of a Gather FCU Signature Visa® Credit Card within the last three months. Signature Visa® Cash Back Rewards are paid out annually in December. Signature Visa® rates range from 13.50% - 18.00% APR. APR = Annual Percentage Rate. For more information, call us at 808.245.6791. Offer valid from October 1, 2025 to December 31, 2025. Gather FCU is an Equal Opportunity Lender. Credit approval required.