Earn More Every Time You Spend
Make the most of your retail shopping this holiday season. Earn 5% cash back when you use your Signature Visa Credit Card at retail stores through December 31st.
Get the ultimate cashback experience with Gather FCU's Signature Visa Credit Card—unlimited rewards, no fees, and premium benefits designed to fit your lifestyle.
How You Earn Cash Back
5% Cash Back on Bonus Categories
- October - December 2025: Retail
- New categories every quarter = more ways to earn
2% Unlimited Cash Back
- Earn 2% cash back on everything else
Why Choose Signature Visa?
- No annual fee – Keep your rewards, no extra costs
- Low rates starting at 13.50% APR*
- Credit lines from $5,000 to $25,000
- No foreign transaction fees – Spend anywhere, anytime, worry-free
- Flexible payments – Just 3% of your balance each month

How It Works


rotating categories.

restrictions, no hassle.
*Limited-time offer: 5% Cash Back on Grocery purchases from October 1, 2025 to December 31, 2025. 5% Cash Back categories will rotate quarterly. New Signature Visa® Credit Card applicants who spend $2,500 within the first 90 days of account opening can receive a $250 Bonus Cash Back Reward, provided they have not been the primary cardholder of a Gather FCU Signature Visa® Credit Card within the last three months. Signature Visa® Cash Back Rewards are paid out annually in December. Signature Visa® rates range from 13.50% - 18.00% APR. APR = Annual Percentage Rate. For more information, call us at 808.245.6791. Offer valid from October 1, 2025 to December 31, 2025.