Privacy Policy


What Does Gather Federal Credit Union. Do With Your Personal Information?

Rev. Date 6/22

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction or loss history
  • Income
  • Credit history
  • Account balances
  • Employment information
When you are no longer a member, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Gather FCU chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Gather Federal Credit Union. Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies
to offer our products and services to you
Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
For nonaffiliates to market to you No We Do Not Share
Questions? Call 808-245-6791 or go to www.gatherfcu.org/contact
What We Do
How does Gather Federal Credit Union. protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Gather Federal Credit Union. collect my information?
We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Provide account information
  • Show your government-issued ID
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.)
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Gather Federal Credit Union. does not share with affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Gather Federal Credit Union. does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.
Other Important Information
In accordance with state law, Gather Federal Credit Union. will not share information we collect about state residents with companies outside of Gather Federal Credit Union., except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable federal law.
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