What Does Gather Federal Credit Union. Do With Your Personal Information?
Rev. Date 9/14
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer a member, we continue to share your information as described in this notice.
|How?||All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Gather FCU chooses to share; and whether you can limit this sharing.|
|Reasons We Can Share Your Personal Information||Does Gather Federal Credit Union. Share?||Can You Limit This Sharing?|
| For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
| For our marketing purposes –
to offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes –
information about your transactions and experiences
|No||We Do Not Share|
| For our affiliates’ everyday business purposes –
information about your creditworthiness
|No||We Do Not Share|
|For our affiliates to market to you||No||We Do Not Share|
|Questions?||Call 808-245-6791 or go to www.gatherfcu.org|
|What We Do|
|How does Gather Federal Credit Union. protect my information?||
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
|How does Gather Federal Credit Union. collect my information?||
We collect your personal information, for example, when you
|Why can’t I limit all sharing?||
Federal law gives you the right to limit only
(See below for more on your rights under state law.)
Companies related by common ownership or control. They can be financial and non-financial companies.
Companies not related by common ownership or control. They can be financial and non-financial companies.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
|Other Important Information|
|In accordance with state law, Gather Federal Credit Union. will not share information we collect about state residents with companies outside of Gather Federal Credit Union., except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable federal law.|