Savings Up, and Up, and Up
From basic to big time, Gather FCU’s savings accounts open up a world of interest-bearing options. No matter which you choose, you can make a savings plan and we can help you stick to it.
Share Savings
Every member at Gather has a Share Savings account. Your Share Savings account makes you a Primary Member and it gives you access to all the great services and benefits that members enjoy, including dividends on most balances.
- Competitive dividends on balances of $100 or more
- Dividends paid and compounded quarterly
- Access your account through Gather's Online & Mobile Banking, 24-Hour Member Access line, ATMs and eStatements
- May be pledged as collateral for Share Secured loans and Visa® credit cards
- Minimum opening deposit of $5 plus a one-time $1 membership fee
Welcome to the club. Once a member, always a member.
Sub Share
Want to start a special savings goal? You can open a Sub Share Savings account, or two or three. They carry the same benefits of a Share account, so go ahead, start saving for whatever your heart desires.
- Competitive dividends on balances of $100 or more
- Dividends paid and compounded quarterly
- Free eBranch online banking
- Free eMobile banking
- Free eStatements
- 24-hour Member Access line
- May be pledged as collateral for Share Secured loans and Visa® credit cards
- Minimum opening deposit of $5
Christmas Club Savings
Automatically save all year for the most special time of year. Set up auto transfers from any account and your balance will gain interest all year long. Come October 1st, your Christmas Club account matures and you’re ready to spread some cheer.
- Automatic monthly transfer to and from a designated share account
- Competitive dividends on all balances over $5
- Dividends paid and compounded quarterly
- Free eBranch online banking
- Free eMobile banking
- Free eStatements
- 24-hour Member Access line
- No monthly service fee
- No fee for early withdrawals
- Minimum opening deposit of $5
Next Level Saving
With the perfect blend of liquidity and high-yield savings, Gather FCU’s Credit Union Money Market Share Accounts (CUMMSA) can be a smart choice when you want to build up your savings and maintain easy access as you need it.
Credit Union Money Market Share Account (CUMMSA)
The bigger your balance, the higher your dividend rate. A CUMMSA account gives you great returns with easy access to your funds. Our Signature and Premier CUMMSA account take it a step further, with returns that are designed to provide a higher return for those who have higher deposit balances, and still have access to your funds no matter where life takes you.
- Competitive, tiered rates
- Higher balances earn higher rates
- Enjoy flexibility with enhanced access to funds
- Unlimited deposits and withdrawals
- Dividends are paid and compounded monthly
- Access Online & Mobile Banking, 24-Hour Member Accessline, ATMs and eStatements
- May be used for Overdraft Protection source
Share Certificates
If you’re ready to start saving for the long haul, a Share Certificate locks in a great rate for a specified period. It’s our highest yield, and your best way to put your money to work for you.
- Guaranteed fixed rates for guaranteed returns
- Receive higher earnings with our high dividend yields
- Terms from 3 months to 3 years
- Dividends paid monthly to your Share Savings account
- Penalties apply for early withdrawal
- IRA Share certificates available
- $1,000 minimum deposit to open
