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Personal Savings

 

Savings Up, and Up, and Up

From basic to big time, Gather FCU’s savings accounts open up a world of interest-bearing options. No matter which you choose, you can make a savings plan and we can help you stick to it.

Gather ATM & Check Card

All savings accounts come with a Gather ATM Card that works at over 30,000 surcharge-free locations across the nation. Gather Check Cards are accepted by over 40 million merchants worldwide. Wherever you are, whatever you’re doing, Gather’s here to help make it happen.
 

Share Savings

Every member at Gather has a Share Savings account. Your Share Savings account makes you a Primary Member and it gives you access to all the great services and benefits that members enjoy, including dividends on most balances. All you need to start is just $6. Welcome to the club.
 
  • Competitive dividends on balances of $100 or more
  • Dividends paid and compounded quarterly
  • Free eBranch online banking
  • Free eMobile banking
  • Free eStatements
  • 24-hour Member Access line
  • May be pledged as collateral for Share Secured loans and Visa® credit cards
  • Minimum opening deposit of $5 plus a one-time $1 membership fee
 

Sub Share

Want to start a special savings goal? You can open a Sub Share Savings account, or two or three. They carry the same benefits of a Share account, so go ahead, start saving for whatever your heart desires.

  • Competitive dividends on balances of $100 or more
  • Dividends paid and compounded quarterly
  • Free eBranch online banking
  • Free eMobile banking
  • Free eStatements
  • 24-hour Member Access line
  • May be pledged as collateral for Share Secured loans and Visa® credit cards
  • Minimum opening deposit of $5
 

Christmas Club Savings

Automatically save all year for the most special time of year. Set up auto transfers from any account and your balance will gain interest all year long. Come October 1st, your Christmas Club account matures and you’re ready to spread some cheer.
 
  • Automatic monthly transfer to and from a designated share account
  • Competitive dividends on all balances over $5
  • Dividends paid and compounded quarterly
  • Free eBranch online banking
  • Free eMobile banking
  • Free eStatements
  • 24-hour Member Access line
  • No monthly service fee
  • No fee for early withdrawals
  • Minimum opening deposit of $5

View Gather FCU's Truth in Savings Disclosure (PDF) for all fees, terms and conditions

Accounts
Minimum to Open Monthly Service Fees Competitive Dividends
Share Savings $5 plus a one-time $1 membership fee
On balances of $100 or more
Sub Share Savings
$5
On balances of $100 or more
Christmas Club Savings
$5 No  On balances over $5 

Personal Investment Savings

Next Level Saving

Money market accounts and share certificates are for advanced savers. The good news? We can help you get up to speed in no time, and get you earning even better returns on your money.

Credit Union Money Market Share Account (CUMMSA)

The bigger your balance, the higher your interest rate. A CUMMSA account gives you great returns with easy access to your funds. Our Premier CUMMSA account takes it a step further, with returns that are tough to beat.
 
  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Enjoy flexibility with enhanced access to funds
  • Free eBranch online banking
  • Free eMobile banking
  • Free eStatements
  • Unlimited deposits and up to six withdrawals or transfers per month
  • Use 24-hour Member Access line to make transfers
  • Minimum opening deposit for the regular is $2,000
  • Minimum opening deposit for the Premier is $25,000
  • Dividends are paid and compounded monthly
  • May be used for Overdraft Protection source
  • If your balance drops below $25,000, your Premier CUMMSA will be automatically closed
 

Share Certificates

If you’re ready to start saving for the long haul, a Share Certificate locks in a great rate for a specified period. It’s our highest yield, and your best way to put your money to work for you.
 
  • Guaranteed fixed rates for guaranteed returns
  • Receive higher earnings with our high dividend yields
  • Terms from 3 months to 3 years
  • Dividends paid monthly to your Share Savings account
  • Penalties apply for early withdrawal
  • IRA Share certificates available
  • $1,000 minimum deposit to open
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